[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.regec.cz\/resenim-muze-byt-i-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.regec.cz\/resenim-muze-byt-i-pujcka\/","headline":"\u0158e\u0161en\u00edm m\u016f\u017ee b\u00fdt i p\u016fj\u010dka","name":"\u0158e\u0161en\u00edm m\u016f\u017ee b\u00fdt i p\u016fj\u010dka","description":"Jak vesm\u011bs u\u017e odmala v\u00edme, pot\u0159ebujeme k tomu, abychom si po\u0159\u00eddili v\u0161e, co chceme nebo pot\u0159ebujeme, pen\u00edze. Proto\u017ee je jenom velice m\u00e1lo v\u011bc\u00ed, kter\u00e9 se daj\u00ed po\u0159\u00eddit bez nutnosti za","datePublished":"2019-10-24","dateModified":"2023-05-22","author":{"@type":"Person","@id":"https:\/\/www.regec.cz\/author\/#Person","name":"","url":"https:\/\/www.regec.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c065076eb86551fdb70725c8063acf1b60a8edaed14ed654228c4cba13121c83?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c065076eb86551fdb70725c8063acf1b60a8edaed14ed654228c4cba13121c83?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"regec.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.regec.cz\/wp-content\/uploads\/img_a367028_w2001_t1579442310.jpg","url":"https:\/\/www.regec.cz\/wp-content\/uploads\/img_a367028_w2001_t1579442310.jpg","height":0,"width":0},"url":"https:\/\/www.regec.cz\/resenim-muze-byt-i-pujcka\/","about":["Pen\u00edze"],"wordCount":416,"articleBody":"   Jak vesm\u011bs u\u017e odmala v\u00edme, pot\u0159ebujeme k tomu, abychom si po\u0159\u00eddili v\u0161e, co chceme nebo pot\u0159ebujeme, pen\u00edze. Proto\u017ee je jenom velice m\u00e1lo v\u011bc\u00ed, kter\u00e9 se daj\u00ed po\u0159\u00eddit bez nutnosti za n\u011b platit. Norm\u00e1ln\u00ed je, pokud si \u010dlov\u011bk nejprve p\u0159ijde n\u011bjak\u00fdm zp\u016fsobem k pen\u011bz\u016fm, pak si je p\u0159epo\u010d\u00edt\u00e1, a kdy\u017e zjist\u00ed, \u017ee u\u017e jich m\u00e1 dost, jde si koupit to, o\u010d stoj\u00ed. Ov\u0161em ne v\u017edy to tak funguje. Jsou mezi n\u00e1mi toti\u017e mnoz\u00ed, kdo si cht\u011bj\u00ed nebo i vysloven\u011b mus\u00ed po\u0159\u00eddit i to, na co jejich finance nesta\u010d\u00ed. A i t\u011bm je osud nejednou milosrdn\u011b naklon\u011bn. M\u016f\u017eou si toti\u017e na to vytou\u017een\u00e9 p\u016fj\u010dit a pak to postupem \u010dasu splatit.  Co\u017e pom\u00e1h\u00e1 zejm\u00e9na v p\u0159\u00edpadech, kdy doty\u010dn\u00fd jedinec nem\u00e1 na d\u016fle\u017eit\u00e9, ba p\u0159\u00edmo nezbytn\u00e9 v\u011bci. Dejme tomu na j\u00eddlo, na po\u0159\u00edzen\u00ed domu \u010di bytu nebo na n\u00e1jem, na dopravu do pr\u00e1ce,\u2026 Zat\u00edmco na hlouposti jako dovolen\u00e1, n\u011bkter\u00e9 d\u00e1rky a podobn\u011b by si nikdo rad\u011bji zbyte\u010dn\u011b p\u016fj\u010dovat nem\u011bl.  Ov\u0161em \u0161ance na z\u00edsk\u00e1n\u00ed p\u016fj\u010dky nejsou v\u0161ude a pro ka\u017ed\u00e9ho stejn\u00e9. Z\u00e1le\u017e\u00ed jak na poskytovateli a jeho pravidlech, tak i na \u017eadateli a jeho aktu\u00e1ln\u00ed situaci. Jestli\u017ee m\u00e1 \u010dlov\u011bk dejme tomu n\u00edzk\u00e9 p\u0159\u00edjmy, dal\u0161\u00ed dosud nesplacen\u00e9 p\u016fj\u010dky, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a podobn\u011b, pak je zcela logick\u00e9, \u017ee neusp\u011bje n\u011bkde v bance, kde jsou nastavena striktn\u00ed a hodn\u011b p\u0159\u00edsn\u00e1 krit\u00e9ria. Bankovn\u00ed \u00fa\u0159edn\u00edky, kte\u0159\u00ed jsou sv\u00e1zan\u00ed p\u0159edpisy, nelze obm\u011bk\u010dit. A nad\u011bje mu svitne teprve s pomoc\u00ed p\u016fj\u010dky jm\u00e9nem hypot\u00e9ka na pozemek. Jestli\u017ee je toti\u017e \u010dlov\u011bk, kter\u00fd si pot\u0159ebuje p\u016fj\u010dit, majitelem pozemku nebo jak\u00e9koliv jin\u00e9 vhodn\u00e9 nemovitosti, m\u016f\u017ee takovou nemovitost d\u00e1t do z\u00e1stavy p\u0159\u00edslu\u0161n\u00e9 nebankovn\u00ed spole\u010dnosti, a ta mu za to poskytne pot\u0159ebn\u00e9 prost\u0159edky, ani\u017e by se p\u0159\u00edli\u0161 starala o \u017eadatelovy probl\u00e9my. Hlavn\u011b kdy\u017e se tento m\u00e1 \u010d\u00edm zaru\u010dit a bude m\u00edt z \u010deho spl\u00e1cet. Co\u017e (ale nejen to) \u010din\u00ed takovou nebankovn\u00ed hypot\u00e9ku zaj\u00edmavou a dosa\u017eitelnou pro kdekoho. A nikdo u\u017e nemus\u00ed str\u00e1dat.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0158e\u0161en\u00edm m\u016f\u017ee b\u00fdt i p\u016fj\u010dka","item":"https:\/\/www.regec.cz\/resenim-muze-byt-i-pujcka\/#breadcrumbitem"}]}]