[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.regec.cz\/nebankovni-pujcka-muze-byt-skvelym-resenim-i-pro-vas\/#Article","mainEntityOfPage":"https:\/\/www.regec.cz\/nebankovni-pujcka-muze-byt-skvelym-resenim-i-pro-vas\/","headline":"Nebankovn\u00ed p\u016fj\u010dka m\u016f\u017ee b\u00fdt skv\u011bl\u00fdm \u0159e\u0161en\u00edm i pro V\u00e1s","name":"Nebankovn\u00ed p\u016fj\u010dka m\u016f\u017ee b\u00fdt skv\u011bl\u00fdm \u0159e\u0161en\u00edm i pro V\u00e1s","description":"Je pravdou, \u017ee n\u00e1zev hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjm\u016f je trochu matouc\u00ed. Nejde o to, \u017ee by n\u00e1s v\u016fbec nezaj\u00edmalo, jestli vyd\u011bl\u00e1v\u00e1te a jste schopni spl\u00e1cet \u00fav\u011br, ale o to, \u017ee","datePublished":"2017-11-07","dateModified":"2023-05-22","author":{"@type":"Person","@id":"https:\/\/www.regec.cz\/author\/#Person","name":"","url":"https:\/\/www.regec.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c065076eb86551fdb70725c8063acf1b60a8edaed14ed654228c4cba13121c83?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c065076eb86551fdb70725c8063acf1b60a8edaed14ed654228c4cba13121c83?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"regec.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.regec.cz\/wp-content\/uploads\/img_a304841_w2069_t1516098623.png","url":"https:\/\/www.regec.cz\/wp-content\/uploads\/img_a304841_w2069_t1516098623.png","height":0,"width":0},"url":"https:\/\/www.regec.cz\/nebankovni-pujcka-muze-byt-skvelym-resenim-i-pro-vas\/","about":["Slu\u017eby"],"wordCount":431,"articleBody":"  Je pravdou, \u017ee n\u00e1zev hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjm\u016f je trochu matouc\u00ed. Nejde o to, \u017ee by n\u00e1s v\u016fbec nezaj\u00edmalo, jestli vyd\u011bl\u00e1v\u00e1te a jste schopni spl\u00e1cet \u00fav\u011br, ale o to, \u017ee tento proces tak neprotahujeme a nedramatizujeme jako b\u011b\u017en\u00e9 bankovn\u00ed instituce. Samoz\u0159ejm\u011b, \u017ee tak\u00e9 pot\u0159ebujeme v\u011bd\u011bt, jestli jste schopni spl\u00e1cet V\u00e1mi po\u017eadovan\u00fd \u00fav\u011br, ale na rozd\u00edl od bank u n\u00e1s m\u00e1te \u0161anci i s n\u00edzk\u00fdmi p\u0159\u00edjmy a i s p\u0159\u00edjmy, kter\u00e9 b\u011b\u017en\u011b banky nepo\u010d\u00edtaj\u00ed jako p\u0159\u00edjmy a tak\u00e9 podnikatel\u00e9, kte\u0159\u00ed vykazuj\u00ed nulov\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, u n\u00e1s na rozd\u00edl od bank pochod\u00ed. Nem\u00e1me tak nesplniteln\u00e9 po\u017eadavky jak banka a hlavn\u011b vy\u0159\u00edzen\u00ed \u00fav\u011bru u n\u00e1s je rychlej\u0161\u00ed. Neprov\u011b\u0159ujeme si bankovn\u00ed ani nebankovn\u00ed registr a proto u n\u00e1s maj\u00ed \u0161anci na z\u00edsk\u00e1n\u00ed \u00fav\u011bru i ti, kte\u0159\u00ed maj\u00ed na \u00fa\u010dtu exekuci a pot\u0159ebuj\u00ed ji n\u011bjak\u00fdm zp\u016fsobem vyplatit nebo lid\u00e9, kte\u0159\u00ed maj\u00ed u\u017e n\u011bkolik dluh\u016f a cht\u011bj\u00ed je slou\u010dit do jednoho \u010di je prost\u011b vyplatit. Nemus\u00ed V\u00e1s m\u00e1st ani n\u00e1zev hypot\u00e9ka, kter\u00fd zna\u010d\u00ed, \u017ee jde o \u00fav\u011br na bydlen\u00ed, proto\u017ee tento druh \u00fav\u011bru m\u00e1 s \u00fav\u011brem na bydlen\u00ed spole\u010dn\u00fd pouze stejn\u00fd druh z\u00e1stavy. Ano, n\u00e1zev hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f byl odvozen pr\u00e1v\u011b podle spole\u010dn\u00e9ho jmenovatele a to z\u00e1stavy v podob\u011b nemovitosti. Pokud nevlastn\u00edte Vy sami n\u011bjakou nemovitost, m\u016f\u017ee V\u00e1m svou nemovitost\u00ed ru\u010dit tak zvan\u00fd ru\u010ditel. Pr\u00e1v\u011b proto u n\u00e1s m\u00e1 \u0161anci z\u00edskat \u00fav\u011br opravdu t\u00e9m\u011b\u0159 ka\u017ed\u00fd. Sna\u017e\u00edme se o individu\u00e1ln\u00ed p\u0159\u00edstup ke ka\u017ed\u00e9mu \u017eadateli a ka\u017ed\u00e9mu z V\u00e1s se sna\u017e\u00edme vytvo\u0159it \u00fav\u011br p\u0159\u00edmo na m\u00edru. Hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjm\u016f m\u00e1 i dal\u0161\u00ed v\u00fdhody. Jednou z v\u00fdhod je rychl\u00e9 vy\u0159\u00edzen\u00ed s mo\u017enost\u00ed pen\u011bz ji\u017e do jednoho dne od vy\u0159\u00edzen\u00ed. D\u00e1le pak samoz\u0159ejm\u011b v\u00fdhodn\u00fd \u00farok, kter\u00fd je stejn\u00fd a dokonce n\u011bkdy i lep\u0161\u00ed ne\u017e v bank\u00e1ch u tohoto druhu \u00fav\u011bru a mo\u017enost n\u00edzk\u00fdch spl\u00e1tek, kter\u00e9 lze rozlo\u017eit a\u017e na t\u0159icet let. V\u00e1m sta\u010d\u00ed pouze vyplnit nez\u00e1vazn\u011b n\u00e1\u0161 formul\u00e1\u0159 a my u\u017e se o v\u0161echno postar\u00e1me.                                                                                                                                                                                                                                                                                                                                                                                         4\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed p\u016fj\u010dka m\u016f\u017ee b\u00fdt skv\u011bl\u00fdm \u0159e\u0161en\u00edm i pro V\u00e1s","item":"https:\/\/www.regec.cz\/nebankovni-pujcka-muze-byt-skvelym-resenim-i-pro-vas\/#breadcrumbitem"}]}]